Welcome to CredixPlus. Your privacy is important to us. This Privacy Policy explains how CredixPlus collects, uses, and protects information when you use our mobile application and related services available through CredixPlus.
1. About CredixPlus
CredixPlus is a platform that helps users discover, filter, and receive notifications about credit card offers, promotions, discounts, and benefits available from participating banks and financial institutions.
2. Information We Collect
To provide our services, we may collect the following information:
Information You Provide
- Name, if provided
- Email address, if provided
- Mobile device information
- Selected bank names
- Selected card types
- User preferences related to offers and notifications
Information We Do Not Collect
CredixPlus does not collect, store, process, or have access to:
- Credit card numbers
- Debit card numbers
- CVV/CVC security codes
- PIN numbers
- Online banking usernames
- Online banking passwords
- One-Time Passwords (OTP)
- Banking account numbers
- Financial transaction details
CredixPlus is not a payment platform and does not process financial transactions.
3. How We Use Information
We use collected information to:
- Display relevant offers and promotions
- Personalize offer recommendations
- Send promotional and offer notifications
- Improve application performance and user experience
- Analyze app usage and engagement
- Respond to customer support inquiries
4. Push Notifications
CredixPlus may send push notifications regarding:
- New credit card offers
- Limited-time promotions
- Cashback opportunities
- Discount alerts
- Service announcements
Users can disable notifications at any time through their device settings.
5. Data Storage and Security
We implement reasonable technical and organizational security measures to protect user information.
Since CredixPlus does not store sensitive banking credentials or payment card details, the risk associated with financial data exposure is significantly reduced. However, no internet-based system can guarantee absolute security.
6. Third-Party Services
CredixPlus may use trusted third-party services for:
- Analytics
- Crash reporting
- Notification delivery
- Application performance monitoring
These providers may collect limited technical information necessary for their services.
7. Offer Information
Offers displayed within CredixPlus are collected from publicly available sources, official bank communications, merchant promotions, and partner organizations.
While we strive to keep information accurate and updated, CredixPlus cannot guarantee the availability, validity, or accuracy of every offer at all times. Users should verify offer details with the respective bank or merchant before making purchasing decisions.
8. Data Retention
We retain user information only as long as necessary to:
- Provide services
- Maintain user preferences
- Improve application functionality
- Comply with legal obligations
Users may request deletion of their account information by contacting us.
9. Children's Privacy
CredixPlus is not intended for children under the age required by applicable laws in their jurisdiction. We do not knowingly collect personal information from children.
10. User Rights
Depending on applicable laws, users may have the right to:
- Access their personal information
- Correct inaccurate information
- Request deletion of personal information
- Withdraw consent where applicable
Requests may be submitted using the contact information below.
11. Changes to This Privacy Policy
We may update this Privacy Policy periodically. Changes will be posted within the application and on our website. Continued use of CredixPlus after updates constitutes acceptance of the revised Privacy Policy.
12. Contact Us
If you have any questions regarding this Privacy Policy, please contact:
CredixPlus Support
https://credixplus.com
Email: support@credixplus.com
Financial Disclaimer
CredixPlus is an informational platform only. We do not issue credit cards, provide loans, process payments, or offer financial advice. All offers, rewards, discounts, and promotions are provided by respective banks, card issuers, merchants, or partners. Users should verify offer terms directly with the relevant provider before making financial decisions.